LendingClub Bank

If you're one of the millions of couples struggling with infertility, you're probably all too familiar with how expensive fertility treatments can be. In vitro fertilization (IVF) is one of the most expensive fertility treatments, with the average cost ranging from $12,500 to $15,000 per cycle. But there's good news: IVF loans can make this expensive process more affordable.

Here are the six best IVF loans of 2021:

1. LightStream IVF Loan

LightStream is a division of SunTrust Bank that offers low-interest loans for a variety of purposes, including IVF treatments. If you have good credit, you may be eligible for a loan with an interest rate as low as 3.99%. Additionally, LightStream offers a $100 loan experience guarantee.

2. Prosper Healthcare Lending

Prosper Healthcare Lending is a company that specializes in financing medical treatments, including IVF. They offer loans up to $100,000 with interest rates starting at 5.99%. Prosper Healthcare Lending also offers a simple application process and funding as soon as the same day.

3. LendingClub Patient Solutions

LendingClub Patient Solutions specializes in financing medical treatments, including IVF. They offer loans up to $50,000 with interest rates starting at 4.99%. LendingClub Patient Solutions also offers a simple online application process and the option to apply with a co-applicant to increase your chances of approval.

4. ARC Fertility

ARC Fertility is a company that offers financing options for fertility treatments, including IVF. They offer payment plans with fixed interest rates, no hidden fees, and options for bad credit. ARC Fertility also offers a Refund Guarantee Program that refunds up to 100% of fees paid if you don't have a baby.

5. Future Family

Future Family is a company that offers IVF loans up to $30,000 with repayment options up to five years. Their loans have fixed interest rates starting at 5.99%. Future Family also offers an IVF financing plan with a money-back guarantee if you don't have a baby.

6. Fertility Finance

Fertility Finance is a company that specializes in financing fertility treatments, including IVF. They offer loans up to $100,000 with interest rates starting at 3.99%. Fertility Finance also offers financing options for those with bad credit and options to finance other fertility treatments and procedures.

Choosing the right IVF loan can make all the difference when it comes to covering the cost of your fertility treatments. Consider factors like interest rates, repayment terms, and fees when choosing the best loan for your needs.

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